Guaranteed HVAC Payment Options in Raleigh

We offer all customers payment options for HVAC and Electrical in North Carolina without a credit check!

This means that regardless of your credit score or your credit concerns, you can get heating and air for your Raleigh home today!

Traditional Financing Options


You don’t have to let a small budget keep you from getting what you really want or need. That’s why Thermo Direct offers promotional financing options when your purchase is made with a Home Design credit card issued by Synchrony Bank.

Synchrony Financial Logo

Synchrony Bank is one of the premier consumer financial service companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States.

Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with the options listed below.

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

Applying online is quick, secure and private. To apply for a Home Design credit card, simply complete the online credit application.

1Subject to credit approval. Minimum monthly payments required. See store for details.


We have partnered with GreenSky® to provide financing options to help you to manage the cost of a new system.

GreenSky Financial Logo

With approved credit, you’ll gain access to monthly payments, fair interest rates, and flexible terms, which will allow you to enjoy a new system that truly meets your needs while working within your monthly budget to spread out your purchase over a longer time.

*With approved credit. Ask for Details.

Financing Options from GreenSky
Finance Your Project
2740 - Reduced Rate 9.99% for 120 Months
4068 - 6 Months No Interest, with Payments - (78 Principal Pmts)
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, sex or familial status. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22

No-Credit/Low Credit Payment Options

Thermo Direct, Inc. can GUARANTEE Payment Options for you. If you have any questions, or either of these two options is not suitable – CALL NOW and we can get you financing for $0 down today!

Atwood Rentals

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Other Options

Dominion Energy

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